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Residential • Commercial • Mortgages & Refinancing • Title Transfers • Tight Closings

Real Estate

Real Estate Transactions Made Simple

Buying, selling, or refinancing property is a major decision — and the legal details can move quickly.

We help clients across Cornwall, Eastern Ontario, and throughout Ontario complete real estate transactions with clear communication, organized service, and careful attention to detail. From first steps to closing day, our goal is to make the process feel smooth, manageable, and well handled — so you feel informed, protected, and confident that everything is done right.

Services

Residential Real Estate

Whether you are buying or selling a home, investment property, or commercial property, we take a client-first approach and go the extra step to help you understand the legal process, manage key deadlines, coordinate with your lender, realtor, and the other lawyer, prepare the required documents, and keep the transaction organized from offer to closing.

Commercial Real Estate

We assist with commercial purchases, sales, and financing, helping business owners and investors manage legal requirements, deadlines, and transaction details with practical guidance.

Mortgages

Support for private mortgage transactions and lending arrangements with clear documentation and closing steps.

Tight Closings

When a closing becomes tight, chaotic, or stressful at the last minute, we step in with practical guidance, steady coordination, and focused action to help get the deal closed on time, properly, and with peace of mind.

Title Transfers (Family / Spouse)

We help with ownership changes between spouses, family members, co-owners, estates, or related parties, making sure the transfer is completed properly and clearly.

Attorney in Charge

Portrait of Jonathan Huza, lawyer in Real Estate, Wills & Estates, Law Business in Cornwall Ontario, with Huza Law Office sign in the background

Jonathan Huza

Lawyer

Jonathan has built a broad practice supporting clients across Ontario in real estate, private mortgages, wills and estates, estate administration, business law, and civil litigation.

FAQ

Do I need title insurance?

We generally recommend title insurance on almost all real estate transactions. For a one-time fee, title insurance can protect you, your business partners, and your loved ones from certain title defects, fraud, registration issues, and other risks that may not be discovered until years later while you still own the property.

How much does a typical residential purchase or sale transaction cost?

For standard residential purchases and sale transactions under $750,000, we charge $1,000 plus HST and disbursements. If you are obtaining a mortgage from a major Canadian bank, it’s an additional $100 plus HST in fees, and for all other lenders, it can be another $200 to $300 plus HST in fees, depending on the lender. The total “all-in cost” including disbursements, is typically around $1,900. For a sale we charge $1,000 plus HST and disbursements. Your “all in” cost with disbursements is usually around $1,500 for a sale. We charge a flat legal fee (and we can provide a quote). Disbursements are additional and depend on the transaction.

What happens after I retain your office?

Once we open your file, we collect the key transaction details, review the agreement and deadlines, coordinate with your realtor, lender, broker, and the other lawyer, and prepare the documents needed for closing. We keep the process organized so you understand what is required, when it is needed, and what to expect before closing day.

When should I contact a lawyer?

Ideally, before you sign. Once an Agreement of Purchase and Sale is accepted, it becomes a binding contract. Having a lawyer review it early can help you understand your obligations, identify potential issues, and feel confident before you commit.

What if my closing date is coming up quickly?

Contact us as soon as possible. Real estate transactions are deadline-driven, and the earlier we receive your documents and instructions, the more options we usually have. If timing is tight, we will review the file, tell you what is realistically possible, and work to move the transaction forward as efficiently as we can.

Can you help with private mortgages?

Yes. Private mortgages are one of our core real estate practice areas. We act for both borrowers and lenders, help the parties confirm key transaction details, prepare clear documentation, and complete the registration and closing steps properly.

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